There is a variety of work put into each loan decision. Upon receiving your completed loan application, we need to verify residence, employment, and credit worthiness. We know that time is important to you, so we always make every effort to have a loan decision within 24 hours.
Yes, so choose wisely where you apply. Also, be mindful that most Payday, Title Loan, Quick cash lenders do not report to the 3 major credit bureaus. At B.C. Financial, we report to Equifax and Experian.
No, you must first payoff your current loan before applying for a new one. If you are however eligible to refinance, you can simply contact us to see how much is available to borrow back from your current loan.
Currently we offer ACH payments from your bank account, check, money order, or cash. We are looking to soon offer debit card payments through our website and in person at our office. Check back often to learn more.